This can be an awkward, challenging, and often-annoying conversation to have, especially when there is one single person telling you when it is time to start digging into your life savings.
As much as it hurts, it’s just the tip of the iceberg of the decisions that you are about to make in your budgeting life. Before you do anything, you still need to come to terms with the fact that there are some pretty tough choices ahead of you.
Some people are just born with a tendency to look at the budget line and think, “I don’t have the money to spend.” The only other option is to say to yourself, “I am not going to take that on. There is no way I can afford to be without this line.” The first step in figuring out if this is the right choice to make is to figure out what the line is supposed to represent.
This is a concept that is difficult to wrap my head around. But I do agree that we should not put the line at the very bottom of what we want to do. It is the very first step in choosing the line and not the first. The line is the most important factor in choosing the line, and the first step is to figure out if it fits the situation.
The problem I have is that when I look at the line and see a lot of “sunny” days, “wet” days, “rainy” days, etc., I think of “budget time”. When I look at the line and see “slopes”, I think of “budget lines.
The budget line is all about finding a balance. If you want a budget line of $1500 to $2000, you are going to be spending more on the lines. If you want a budget line of $1,000 to $2,000, you are going to be spending less. If you want a budget line of $200 to $300, you are going to be spending less. These lines are used to help you find a budget.
The other side of the coin is that the line is the part of the line where you are spending more. As you see the line, the money you spend on the line is going to be more valuable. On the other side of the coin, the line is the part of the line where you are spending more.
You can think of lines in terms of the cost of the item. If you have $100,000, you are going to have a line of $100,000. You can think of this as the costs of the item.
If you have a line, you have a budget. If you have a budget, you have a line. If you have a line, you have a budget.
We all have lines, budgets, and budgets. But the more we think about them, the more we realize that we really don’t know how much we have to spend on any given item. It all depends on a whole lot of variables. To make things even more complicated, there are a lot of things that we don’t know about the cost of anything.
