Well, we’re talking about five factors here, so let’s get the math right.
The factors are: Income, Age, Education, Location, and Time. Each has a weighting associated with it so that they are all equally weighted with a weight of one for all five. So the weighting would be a 5 x 1 = 5.
The last three factors determine the number of units of consumption that you can achieve from each level. So if you have an income of $100,000 and start at level 1, you can only consume $20,000 in income from level 1 to level 5. Similarly, if you have a university education of some sort, you can only consume $100,000 in income from level 1 to level 5.
What makes this all so interesting is how the five factors for consumption are so weighted. It’s interesting because the only difference between a college education and a university degree is that the former requires you to be an adult and the latter doesn’t. So you get to choose whether you want to be an adult who can choose how to consume or not. And if you want to be an adult who can choose how to consume, you can only become one who is a graduate of a college.
The reason you can’t be an adult depends on what the average person knows about the world outside of the context you’re in. When you’re a senior in high school, for example, you probably have only watched a handful of Star Wars episodes. You don’t even get your degree from a university.