We’ve all heard the advice to “go big or go home”, but if you’re looking for a way to get the most out of your health insurance, I’d recommend staying active, even if it is just at home.

Well, even though we’re all busy and have to be in our own lives, there are a few steps you can take to help make your health insurance more affordable. One of the easiest ones is to use your employers health insurance to pay for some of your prescription drugs. If youre able, there are a few ways you can work around the coverage limits of your employer’s plan.

One way is to take advantage of “grandfathered” health insurance plans that were set aside when the plans were purchased on the employer side. The insurance company can extend the coverage period for these health plans, but the coverage limit will still be very high. For these plans the employer pays the entire cost of the prescription drugs used. The other way is to take advantage of the “grandfathered” coverage for your own health insurance.

Here’s the easy part. If you have employer-sponsored health insurance through your employer, you’re covered for most of your prescription drugs through your health insurance. Since your plans don’t have coverage limits, it’s easiest to figure out which ones you need by just going online and pulling up your individual plan. A quick search will reveal which ones have high limits and which ones don’t.

If you have one of these plans, then you can purchase prescriptions from your own private insurance company (this is called your ‘private plan’). There are plenty more examples of this, but this is the most common.

Since you can buy prescription drugs through a health insurance plan, you can use your insurance to get your prescriptions. The problem is that insurance companies pay for the drugs through your insurance, which means that you never actually get to see the actual drugs you’re buying. So you just see a list of all the drugs you’re supposed to be taking. This can be somewhat beneficial, because you can see how many are left.

However, the list can be very confusing for someone like myself who has multiple prescriptions to fill. Also, it can be quite expensive. Just last week I paid almost $100 for a drug that I could have bought for about $20.

So I have been seeing a lot of people with multiple prescriptions who are complaining about not seeing the actual drugs they’re buying. This is because insurance companies pay for drugs through your insurance, so they are the ones who actually pay for the drugs. There is a way to make insurance companies pay for the actual drugs, but it’s very complicated and expensive.

Well, as I always say, insurance companies are stupid. For example, if I go to the doctor and he prescribes me some anti-depressants but I keep the bottle in my bag, the insurance company doesn’t pay for the drugs. So if I try to buy the medicine privately, it doesn’t work.

Now, if you have insurance and its a drug you don’t like, you can complain to your insurance company, but that doesnt mean they are going to care. They are just not going to pay anything.


Please enter your comment!
Please enter your name here